How Do I Lower My Auto Insurance
Rates?
By
A. Chris Tijerina
Since there are many factors that go into determining
your auto insurance rates, there are many chances to lower your rates.
If you change jobs and your drive to work changes or you stop working or you
work from home, you should contact your insurance company.
If you have a teen driver and they go to school over 100 miles away without
a car then you should be able to get a discount.
If you get married and are in your teens or twenties call your insurance
company and see about combining your policies.
Take defensive driving if your state allows it for a discount.
See if increasing your comprehsive and collision deductibles will save you a
lot of money. You need to compare what you're saving and how much more you
will have to pay if you file a claim. For example, if you go from $500 to a
$1000 deductible and it lowers your insurance $50 per 6 months then it saves
you $100 a year.
It will take you 5 years to break even from what you are saving compared to
how much more you have to pay.
Now, if it saves you $250 every six months then it would be more worth your
while.
See if combining your auto and home insurance polices will qualify for a
multi policy discount with your current company. This could be a substantial
discount.
One of the biggest ways you could save $200-$500 or more a year is shopping
around for insurance. The auto insurance industry is very competitive and
this is great news for smart consumers like yourself. Shop for auto
insurance quotes here and see how much you can save.
A. Chris Tijerina has over 3 years of experience in the auto insurance
industry and has seen many different people deal with auto insurance related
problems.
http://www.insurance-for-cars.com answers many of the questions facing
drivers today.
Article Source:
http://EzineArticles.com/
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