Google
keywords make money!!
adware
affiliate programs
auto insurance
business
business cards
business credit card
business insurance
business loans
business opportunities
car hire
cars
cosmetic surgery
credit cards
credit report
credit repair
criminal attornies
domain names
domain hosting
ecommerce
email marketing
email software
holidays
home insurance
home refinance
house and home
incorporate service
insurance
internet service
jewellery
keyword services
laser eye surgery
lawyers
legal advice
loans
make money
medical
medical insurance
medical malpractice attorney
mesothelioma
mortgage
online gambling
personal injury
phones
poker
search engines
search engine optimozation
second mortgages
slot machines
software
spyware
travel
visa credit cards
web hosting
top 100 keyword categories
top 100 searches
Google Adsense
Google Dance
Articles

STOP PRESS - BUY THE WEBMASTER'S LATEST BOOK

The Purrfect Birthday or Christmas Present!!

More info : UK  USA  France  Canada  Japan

More books by the webmaster

 

                               

Credit Report Secrets: Do You Know What They Reveal?
By
Dave Robinson

If youíve ever applied for a credit card or loan, youíve probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so itís well worth your time to be sure that you understand what your credit report says about you. Even if youíre not interested in obtaining credit, your credit report can impact other areas of your life. Potential employers view your credit report to assess your trustworthiness as an employee. Landlords frequently check the credit reports of their tenants before allowing them to sign or renew their lease.

 

So whether you knew it or not, your credit report can have a major impact on your quality of life. With this said Iím sure you can now see that there is a benefit to obtaining and then verifying that the information on your credit report is accurate and true.

You can request copies of your report from the three major credit bureaus: Equifax, Experian, and TransUnion. A recent amendment to the federal Fair Credit Reporting Act requires each of these national consumer-reporting companies to provide you with a yearly free copy of your credit report upon your request.

Basically, your credit report is a summary of how you pay your bills; repay loans; how much credit you have available; what your monthly debts are; and other types of information that can help a prospective lender decide if you are a good credit risk.

Your credit report is made up of several sections. The first section contains personal identifying information such as your name, current and previous addresses, social security number, telephone number, birth date, and your current and previous employers.

Your bill paying history with banks, retail stores, finance companies, mortgage companies, and others who have granted you credit is one of the most important parts of your credit report. Public records that might indicate your credit worthiness, such as tax liens, court judgments, and bankruptcies are also included in the section detailing your credit history.

Your credit report includes a comprehensive listing of all credit granters and other individuals who have received a copy of your credit report. In addition, lists of companies that have received your name and address in order to offer you credit are also included in your credit report.

Most credit bureaus allow both the consumer and the creditor to make statements if there is a dispute about something on the report. If applicable, your credit report will include these dispute statements.

Your credit report does not include bank account balances, race, religion, health, criminal records, driving records, or annual income. Youíve probably heard about a FICO credit score as well. Credit scores are based on formulas that use the information in your report, but theyíre not considered part of your credit report.

Problems with your credit report will result in you either being denied credit or receiving a higher interest rate. Red flags on your credit report include excessive applications for additional credit, a short credit history, a high debt ratio, and late payments to previous creditors. In most cases, negative information will stay on your report for seven years. However, bankruptcy information stays on your credit report for ten years.

To help improve your credit report, always remember to close unused accounts, pay your bills on time, never use all of your available credit, and donít apply for unnecessary credit.

If you would like to get more free credit report information you can visit our website which contains many credit report resources. http://www.my-credit-report.info

This article is copyright 2005, but can be freely reprinted, as long as no changes are made, including hyperlinks.

Article Source: http://EzineArticles.com/

 

 

Humor Websites
posters
Weird Websites
Insane Humour
Weird eBay
Funny Jokes Online
MOCKERY
Bizarre Webcam
notMENSA
weird auctions
Ghost Stories
Ghost Pictures
anime girls
Free Diet Plans
Famous Poems
Love Poems 
Funny Poems
Inspirational Poems   

Poster Stores

Photographs
cheap posters
 Posters
model posters
framed posters
funny posters
 sports posters