Compare Car Insurance
Companies Before You Commit
By Carrie Reeder
If you want to save money on your car insurance, compare
insurance companies before you sign up for an annual
premium. Car insurance premiums can differ as much as
300% between carriers for the same coverage. Comparing
quotes is the only way to find the best deal.
Fortunately, online insurance sites have made this easy.
Compare the Same Service
Insurance companies may shout that they have the lowest
prices, but that may only apply for “no accident”
drivers with high deductibles. To have a realistic idea
about prices, compare the same deductible and coverage
amount with several different insurance companies. Free
online insurance sites can easily do this for you with
side by side comparisons.
Supply Your Personal Information
Giving information about your marital status, zip code,
and driving history can be intimidating, but they are
all factors that influence insurance rates. It is best
to give out this information to make sure you get each
discount that you qualify for.
Read the Details
A car insurance company with the lowest price may not be
the best value. Read the details to see what coverage is
included. Determine if they require you to use their
shops for repairs or if you can request a shop you
trust. Also, check to see if your rates will jump up if
you are in an accident. The details can cost you quality
and money in the long run.
Ask about Discounts
Not all car insurance companies offer the same
discounts, so it is best to ask. Discounts for safety
features such as automatic seatbelts, airbags, and
daytime running headlights are common. Less common
discounts are deductions for kids at college over a 100
miles away from home or taking a certified defensive
Check Rates Yearly
Once you sign up with a car insurance company, you don’t
have to stay with them forever. Make it a practice to
compare insurance rates annually before signing up for
another yearlong premium. This is also a good
opportunity to update changes in your personal status
and vehicle information which could result in lower
To view our list of recommended companies for auto
insurance online, some of
which can give you multiple insurance quotes from
different companies, visit
this page: Recommended Auto Insurance Companies Online.
Carrie Reeder is the owner of eZerk, an
informational website with articles and the latest news
about various topics.
Article Source: http://EzineArticles.com/